Description:
Choice Business Solutions believes there is
no wrong person. .We know that everyone is unique and talented in their own
way. We are seeking the RIGHT individual to join an outstanding
and reputable organization as Loans Supervisor.
The RIGHT
candidate must be able to:
- Approve
loans within specified limits, and refer loan applications outside those limits
to management for approval.
- Meet with
applicants to resolve escalated queries from loan officers
- Analyze
applicants' financial status, credit, and property evaluations to determine
feasibility of granting loans.
- Explain to
customers the different types of loans and credit options that are available,
as well as the terms of those services.
- Obtain and
compile copies of loan applicants' credit histories, corporate financial
statements, and other financial information.
- Review and
update credit and loan files.
- Review loan
agreements to ensure that they are complete and accurate according to policy.
- Compute
payment schedules.
- Stay abreast
of new types of loans and other financial services and products in order to
better meet customers' needs.
- Submit
applications to credit analysts for verification and recommendation.
- Handle
customer complaints and take appropriate action to resolve them.
- Confer with
underwriters to aid in resolving mortgage application problems.
- Negotiate
payment arrangements with customers who have delinquent loans.
- Market bank
products to individuals and firms, promoting bank services that may meet
customers' needs.
- Supervise
and evaluate loan personnel.
- Set credit
policies, credit lines, procedures and standards in conjunction with senior
managers.
- Provide
special services for clients with more specialized needs.
- Analyze
potential loan markets and develop referral networks in order to locate
prospects for loans.
- Prepare
reports to send to customers whose accounts are delinquent, and forward
irreconcilable accounts for collector action.
- Arrange for
maintenance and liquidation of delinquent properties.
- Participate
in interview, hire, and training of new employees.
- Petition
courts to transfer job_titles and deeds of collateral to banks.
Other Requirements:
- Must be familiar with computers and banking applications and
software
- Must possess a solid understanding of direct/indirect lending
products and practices
- Excellent communication and interpersonal skills
- Excellent leadership and supervisory skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal oriented environment
Qualification and Experience:
- Bsc in Accounting, Business Administration, Management
Studies or related field
- Proven working experience in similar roles.
...