Description:
Choice Business Solutions believes there is
no wrong person…….We know that everyone is unique and talented in their own
way. We are seeking the RIGHT individual to join an outstanding
and reputable financial institution as a Retail
Banking Officer
The RIGHT
candidate must be able to:
- Sell financial products and services offered by the financial institution.
- Assist in documentation of software configuration items.
- Expand the client base through which the optimum funding of
government-type financial instruments such as LRS, and Treasury bills.
- Achieve revenue targets related to credit, foreign exchange and
wire transfers.
- Attend trade shows and other marketing initiatives.
- Gain referral business through the development of relationships
with professionals and other business associates.
- Actively deliver superior customer service on a consistent basis.
- Negotiate and offer investment and credit rates in accordance with
established policies, procedures and limits.
- Assist in the development and implementation of strategies and
procedures for the achievement of a high client retention rate built on
superior service and client satisfaction.
- Conduct financial and credit analysis; prepare credit proposals and
disburse loans
- Establish and develope an enviable client base through
prospecting; direct sales and offsite presentations
-
Qualification and Experience:
- First Degree in Banking, Finance or Information
Technology from a recognized tertiary institution
- Minimum of 5 years’ experience in
Information Technology, including three in system analysis and design,
preferably in a financial environment.
Other Requirements:
- Working knowledge of both local and international financial
and investment products, services, practices and procedures
- Working knowledge of the relevant sections of the relevant
Acts governing the company, viz: the Securities Act, the Money Laundering Act
and the Financial Institutions Act
- Working knowledge of the concepts, principles and practices
of sales, customer relationship management, financial advisory services and
spreadsheet applications
- Working knowledge of credit administration
- Working knowledge of credit appraisal and analysis technique
- Working knowledge of DBJ and EXIM credit processing
The RIGHT candidate must:
· Have excellent skills in financial analysis and credit appraisal
· Be well-developed in negotiation and selling skills
· Possess excellent analytical skills
· Possess excellent human relations skills
· Have the ability to communicate effectively both orally and in written format
· Have sound judgment decision and
problem-solving skills
· Possess excellent marketing skills.
...